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  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    FiW-I-1:Claims ratio, combined ratio in homeowners’ comprehensive insurance

    The picture shows the top view of a building roofed with red tiles. To the right and left of the roof ridge you can see numerous large hailstones. Some of the roof tiles are broken.

    … price responses to increasing amounts of damage, the years of 2016, 2017, 2019 and 2020 returned to actuarial profits: The combined ratio in homeowners’ comprehensive … increase in premiums, the combined ratio for 2016 and 2017 as well as 2019 and 2020 reverted to below 100 %. Consequently, in those years it was possible again to … price responses to increasing amounts of damage, the years of 2016, 2017, 2019 and 2020 returned to actuarial profits: The combined ratio in homeowners’ comprehensive …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    GE-I-8: Index – case study

    The picture shows a man’s upper arm in focus. The man is lifting the sleeve of his T-shirt with two fingers. In contrast with the skin previously covered by the T-shirt, the part of the skin that has been exposed to sunlight looks very red.

    … to UV radiation at that time of year. At the end of March / early April in 2020, for example, the UV index in southern Germany (Munich) increased from 3 to 6, … Dimming and Brightening in Central Europe. Geophysical Research Letters, 48(6), e2020GL092216. doi: 10.1029/2020GL092216.   44 - Wild M. 2009: Global dimming and brightening: A review, J. …

  • KomPass: Article from 28.11.2023 | Last changed: 19.09.2024

    Cluster Woodland and forestry

    The picture shows a coniferous forest. The bark-free trunk of a damaged spruce tree is visible in the foreground. In the light-coloured wood of this tree the distinct frass traces of a bark beetle are clearly visible.

    … its proper management is to be safeguarded. The heat and drought years of 2018 to 2020 as well as 2022 have demonstrated with unprecedented clarity to what extent … in areas with site-inappropriate growing stock. The drought years of 2018 to 2020 later demonstrated the momentous scope of the problem. There was increasing … by dieback. As far as spruce and pine are concerned, the dieback rate peaked in 2020, while values for the deciduous beech and oak were continuing to rise in 2021 …

  • Press release 23/09 from 05.05.2009 | Last changed: 03.07.2013

    Power-hungry refrigerators, freezers, and washing machines to disappear from the market

    … consumption could save 7.5 billion kilowatt hours of energy over current levels by 2020-- a volume equivalent to roughly two power plants with 800-megawatt output … consumption could save 7.5 billion kilowatt hours of energy over current levels by 2020-- a volume equivalent to roughly two power plants with 800-megawatt output …

  • News from 05.11.2013 | Last changed: 20.01.2014

    More climate protection necessary to contain warming to 2 degrees

    the Earth

    … shown every year since 2010 the levels to which greenhouse gases must be reduced by 2020 in order to comply with the 2-degree limit. Even if global climate protection … measures which have been agreed by the States are implemented, emissions in 2020 will still be in excess of the limit by about eight to twelve gigatonnes of … equivalents. The cap on emissions is 44 gigatonnes of carbon dioxide equivalents in 2020. Emissions must nevertheless continue to be drastically reduced in the years …

  • Cover from 27.11.2025

    Competence center KomPass

    Detailed image of a compass

    … In the progress report on the DAS (2015) and the Second Progress Report on the DAS (2020) concrete steps and measures were defined. For that purpose, KomPass pools and … In the progress report on the DAS (2015) and the Second Progress Report on the DAS (2020) concrete steps and measures were defined. For that purpose, KomPass pools and …

  • Image from

    All environmental crimes: cases recorded by the police, by type of crime (2016)

    The pie chart shows all environmental crimes recorded by the police in 2016, by individual offences. In 2016, 7.528 cases, i.e. 38 % of all environmental crimes, were criminal offences involving the unauthorised handling of waste (§ 326 except paragraph 2 of the Criminal Code). Crimes under the Animal Protection Act accounted for 33 % of the total with 6.527 cases and water pollution for 13 % with 2.563 cases.

    … "Environmental offences in Germany 2016: a statistical analysis" (UBA-Texte 14/2020) Source: Police Crime Statistics (PCS) 2016 Download image (155.18 kB) Tags … "Environmental offences in Germany 2016: a statistical analysis" (UBA-Texte 14/2020) … All environmental crimes: cases recorded by the police, by type of crime …

  • Project of the Consulting Assistance Program from 04.12.2020

    Improving air quality monitoring at rural background stations in Bulgaria

    … quality monitoring at rural background stations in Bulgaria last update on 04.12.2020 Topic Air Quality Management Countries Bulgaria Project number 90041 … GmbH Werinherstraße 79 81541 München Deutschland Runtime 15.09.2017 to 30.10.2020 The project supported Bulgaria in implementing the EU Directives in the field …