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  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    GE-I-9: Ozone burden

    The picture shows the exhaust pipe of a motor car emitting exhaust gases.

    … on heart disease. The relationships are more complex between meteorological factors and air-hygienic components and their impacts on human health. Interaction … focuses on the ozone as an air pollutant, given that weather-pattern related factors are of particular significance to the formation of ozone. Ozone occurring near the ground will not be released at once; in fact it is formed only as a result of intensive sun irradiation on account of …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    TOU-I-1: Coastal bathing temperatures

    The picture shows an elderly woman, a toddler and a child of school age from behind; they are all wearing summer clothing. Holding hands, they are walking on the beach towards the waves. The woman is holding two buckets for digging in the sand.

    … rising at both stations. The indicator shows signs that the determining climatic factors for tourism in German coastal regions are becoming more conducive to … vibrions (cf. Indicator GE-I-7 ). Generally speaking, there are a number of other factors that influence the attractiveness of the North Sea and Baltic Sea coasts as … no. 197 199 - BSH – Bundesamt für Seeschifffahrt und Hydrographie (Hg.) 2018: Fact Sheet – Temperaturen Nord- und Ostsee. 2 pp. 200 - infas – Institut für …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    FiW-I-1:Claims ratio, combined ratio in homeowners’ comprehensive insurance

    The picture shows the top view of a building roofed with red tiles. To the right and left of the roof ridge you can see numerous large hailstones. Some of the roof tiles are broken.

    … comprehensive insurance Major damage events are reflected in the balance sheet of insurance companies. Source: Stillkost / stock.adobe.com 2023 Monitoring … considerations play an important role in terms of an insurance company’s balance sheet. In 2021, storms and hailstones as well as other natural hazards – especially … considerations play an important role in terms of an insurance company’s balance sheet. In 2021, storms and hailstones as well as other natural hazards – especially …

  • KomPass: Article from 28.11.2023 | Last changed: 12.12.2024

    LW-I-3: Hailstone damage in agriculture

    The picture shows a field of maize after a tempest. The maize plants are heavily damaged, with stalks snapped off. Between the plants, there are still areas of standing water.

    … was insured for drought. One reason for the hitherto low insurance density is the fact that insurance premiums continue to be very expensive. In particular drought, … of damage associated with such situations thus increases the premiums charged. In fact, in several EU member states, there has been government part-funding available … However, this is not exclusively due to increased incidents entailing claims. In fact, it is also a result of increases in insured amounts. In Germany, the market …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate impacts: Field of action finance and insurance sector

    Macro photo of a European cent coin

    … the danger of "stranded assets", i.e. the loss of value of assets on the balance sheets of the banking industry. This increases the requirements for the valuation of … the danger of "stranded assets", i.e. the loss of value of assets on the balance sheets of the banking industry. This increases the requirements for the valuation of …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    RO-R-2: Priority and reserved areas groundwater / drinking water

    The photograph shows a stream running through a meadow. Trees and tree clusters line the edge of the meadow.

    … our country. This is because the groundwater recharge rate has been in decline. In fact, it was particularly low in the drought years of 2018, 2019 and 2020 (cf. … not just used in planning regions which tend to be affected by water shortages. In fact, the conservation and safeguarding of water resources is of major importance … https://www.bmuv.de/wasserstrategie Associated content Documents RO-R-2 Indikator-Factsheet (182.08 kB) Tags groundwater protection regional planning water resources …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate Impacts: Field of Action Civil Protection

    Jackets and helmets of the professional fire brigade

    … flash floods, mudslides and landslides. Further emergency situations arise from the fact that floods affect transport, the availability of drinking water and people's … flash floods, mudslides and landslides. Further emergency situations arise from the fact that floods affect transport, the availability of drinking water and people's …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    FiW-R-1: Public awareness of storm and flooding risks

    The picture shows a man standing in a flooded cellar, kneedeep in brown water. There are tins, cartons and flowerpots visible on a rack of shelves. Some synthetic buckets are standing in front of this rack with floodwater lapping round them. The man is looking at additional containers, pallets and synthetic bags piled up in front of him.

    … action they need to take, varies from one individual to another. Apart from hard facts – scientifically proven and measurable – which determine the extent of risk, … comprehensive insurance does not cover damage caused by heavy flooding. In fact, the density of policies for the extended natural hazard insurance is still …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    KM-R-2: Land protection dykes without safety deficit – case study

    The picture shows an aerial view of a land protection dyke under construction. In the background, there are agricultural areas and houses as well as standing water visible.

    … of Action Field 5 ‘ Infrastructure and climate protection’ is evidence for the fact that the climate change adaptation strategy laid down in the Master Plan for … of the storm scenario in the regions of North Sea and Baltic Sea are crucial factors to be observed in planning and in respect of the continuous adaptation of … to the availability of financial resources as having caused these fluctuations. In fact, the specific costs of dyke reinforcements are dependent on several factors. …

  • KomPass: Article from 28.11.2023 | Last changed: 11.12.2024

    GE-I-2: Heat-related mortalities

    The picture shows an elderly woman wearing a white blouse. The lady is holding on to a rollator with one hand, while she is holding the back of her left hand to her forehead. In the background, a few fuzzy treetops or bushes are visible in bright light.

    … overheating, can lead to the death of the individual concerned. Environmental factors also have an influence on health threats from heat. There is evidence from … differences regarding the number of heat-related mortalities. This is due to the fact that the group comprising people of great age consists of distinctly more women … mortalities indicates distinct fluctuations from year to year. This is due to the fact that stronger or weaker heat periods occur in different years in different …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    BAU-I-1 + 2: Heat stress in urban areas and summer heat island effect

    … more than twice, with a record of 42 hot days. This is to some extent due to the fact that increasingly, hot days in towns and cities occur even beyond the … does not refer to the frequency of times when the threshold value was exceeded. In fact, it refers to the maximum daily temperature differential between the centre and … Associated content Documents BAU-I-1 Indikator-Factsheet (613.61 kB) BAU-I-2 Indikator-Factsheet (229.48 kB) Tags health Competence …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    Effects chain – Example presentation from the ‘woodland and forestry’ act

    … involved tied up considerable capacities in the forestry sector, which would in fact have been required for implementing forest transformation measures. Adaptations … involved tied up considerable capacities in the forestry sector, which would in fact have been required for implementing forest transformation measures. …   …