… comprehensive insurance In general, homeowners’ comprehensive insurance is a less profitable business for insurance companies. After price responses to … ratio of homeowners’ insurance. Where the ratio exceeds 100 %, this signifies that this is a loss-making business for the insurance company. In the segment of … and 2014 the insurers of homeowners’ properties accumulated an actuarial minus of more than 7 billion Euros. For a long time the competition on price in the field of …

… of building regulations, also create a framework for action for adaptation. Furthermore, motivation and acceptance are important factors for climate adaptation in companies. If it is clear that companies are affected, adaptation is often also in their economic interest. … production steps are effective adaptation measures. In this way, companies are also less vulnerable to disruptions or damage to transport infrastructure as a result of …

… be a shift of ski tourism to higher snow-sure ski areas. This option would mean that ski slopes, cable cars and chairlifts would also have to "grow" with it. … ski resorts in low mountain ranges, this temperature limit will probably be reached less frequently in the future. The complex installation and the very water- and … , a distinction must be made between mountain biking and long-distance cycling. When developing mountain bike routes, the changed framework conditions in connection …

… to Climate Change last update on 28.11.2023 On the relevance of the action field More than half of Germany’s terrain is used for agriculture. This means that – given its expanse alone – Germany possesses a huge potential for creating … changes as best they could. In the face of climate change too, there are countless adaptation options available to avoid or mitigate impacts on cultural …

… of the Asian Tiger Mosquito Aeoles albopictus in Germany. This increases the risk that the bite from a mosquito can lead to the transmission and subsequent spreading … active for longer in the course of the year, thus reproducing faster and producing more generations. Their efficiency in transmitting pathogens can also be affected. … Protection Act (for instance. compulsory registration). However, there is nonetheless still a shortage of data collected systematically and continuously on the …

… Measures such as the introduction of closed fishing seasons (e. g. in years when fish stocks suffer from extreme water temperatures), the establishment of … recover. Pre-set mesh sizes for fishing nets help to protect juveniles and species that are not intended to be caught from being accidentally taken out of the water. … considered. As a rule, the fish are placed in sections of the same waters that are less affected by heat, in the hope that they will migrate back to their original …

… and industry A company’s inadequate awareness of physical climate risks suggests that the necessary preventative measures are not taking place. Of 151 companies … are part of the DAX-40 group as well as other larger and medium-sized enterprises. More than half of them rated the physical climate risk as highly relevant, compared … those companies will make efforts to mitigate the material physical risks. Nevertheless, the 2021 CDP findings should not be considered representative of German …

… shows far-reaching consequences The consequences of global warming are becoming more and more noticeable in Germany and can be proven more and more clearly. Covers Indicators of climate change impacts and adaptation …

… tourism on the coasts or winter tourism in the Alps and uplands. The connection is less pronounced in respect of other types of tourism such as city tourism, shopping … of algae or cyanobacteria (cf. Indicators GE-I-6 ). In coastal areas, it can happen that more frequent storms and rising sea levels alter the coastlines and beaches or cause …

… warmer climate zones. During the hot summers of recent years, it was clear to see that this response was also applied in Germany. There was an exceptionally high … electricity consumption which, in turn, leads to increased CO 2 emissions, unless the electricity mix is not largely derived from renewable energy sources. Such … of older buildings this is – depending on a building’s age – not always the case. Whenever structural work is carried out in such buildings in order to improve a …

… is induced largely by allergenic pollen. However, hay fever is by no means harmless; it can be accompanied by major losses in quality of life and serious health … One in three hay-fever sufferers will develop, in the course of their life, asthma that is associated with the pollen season but which can later become asthma that … index and the PID provides weekly pollen forecasts for Germany. During the season when pollen is airborne, this index provides information on the probable intensities …