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  • KomPass: Article from 28.11.2023 | Last changed: 30.09.2024

    Cluster Financial services industry

    The picture shows a man sitting at a desk holding a ballpoint pen between his fingers while operating a pocket calculator. There are several documents on the desk; it is just possible to make out the fuzzy image of some charts.

    … In terms of risks, insurance companies and credit institutions are closely linked to their clientele; this is to say – both private individuals and companies. … of banks will prove resilient in crisis situations. On the other hand, transparency helps potential investors to take informed decisions. At the same time, the …

  • KomPass: Article from 28.11.2023 | Last changed: 12.12.2024

    LW-I-2: Yield fluctuations

    The picture shows the soil of a cereal field, with large cracks caused by drought.

    … Such adaptive responses have already been in use for decades in agricultural practice, because changing market conditions have always meant that businesses have … year. Owing to large amounts of rain, the autumn sowing of winter cereals was practically impossible in many cases, and in spring 2018 summer cereals were sown … Such adaptive responses have already been in use for decades in agricultural practice, because changing market conditions have always meant that businesses have …

  • KomPass: Article from 28.11.2023 | Last changed: 17.01.2025

    GE-R-3: Information on pollen

    The picture shows a young women sitting in a birch wood. Her gaze is focused on a smartphone.

    … European country). The daily records entered into the internet-based pollen diary helps allergy sufferers to compare – quickly and on their own – the intensity of … than allergies focused the public’s attention, and possibly the wearing of masks helped to reduce contacts with pollen allergens. It might also have been the case …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    BAU-I-5: Claims expenditure for property insurance

    The picture shows a badly damaged single-family house. The exterior wall has been breached in several places, some windows are missing, and the exterior rendering is pitted to well above the ground floor. Mud and debris have accumulated all round the house.

    … regional climate models are concerned which were examined by the network of experts linked to the BMDV, it is possible to discern a slight decrease in extreme wind … damage – settled by insurance companies with policyholders – can therefore be linked directly to changes in the frequency and intensity of damage events. In … regional climate models are concerned which were examined by the network of experts linked to the BMDV, it is possible to discern a slight decrease in extreme wind …

  • KomPass: Article from 28.11.2023 | Last changed: 05.01.2026

    BO-R-1: Humus contents in soils of arable land and grassland soils

    The picture shows a hand forming a small mound of dark-brown, humus-rich soil.

    … organic materials. However, a useful control mechanism is the choice of land use practices. In forests and woodlands, the composition of tree species and the amount … organic materials. However, a useful control mechanism is the choice of land use practices. In forests and woodlands, the composition of tree species and the amount …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate Impacts: Field of Action Civil Protection

    Jackets and helmets of the professional fire brigade

    … Further information Adaptation: Field of Action Civil Protection Associated content Links Climate preparedness services Related publications Climate Impact and Risk …

  • KomPass: Article from 28.11.2023 | Last changed: 19.09.2024

    Cluster Woodland and forestry

    The picture shows a coniferous forest. The bark-free trunk of a damaged spruce tree is visible in the foreground. In the light-coloured wood of this tree the distinct frass traces of a bark beetle are clearly visible.

    … intended that this should lead to the formation of concepts that are suitable for practical forest protection, with due consideration of climate change. In the … of material objects (cf. Indicator FW-R-4 ), to support and expand the range of practical applications in timber-based construction, and not least to gain experience in practical applications (cf. Indicator FW-R-5 ). Associated content Documents FW …

  • KomPass: Article from 28.11.2023 | Last changed: 20.09.2024

    Cluster Biological diversity

    In the foreground the picture shows a banded demoiselle which has landed on the blossom of a yellow waterbuttercup. The background of this picture is blurred.

    … to the Convention on Biological Diversity (CBD) to put their resolutions into practice. The EU Biodiversity Strategy for 2030 for the conservation and restoration … better air and shade and acts as a cooling agent on hot summer days. Contiguously linked near-natural green spaces form cold air and fresh air channels and provide … to the Convention on Biological Diversity (CBD) to put their resolutions into practice. The EU Biodiversity Strategy for 2030 for the conservation and restoration …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    Effects chain – Example presentation from the ‘tourism’ action field

    … much lower number of bed-nights in some months of the year. Insofar as this is linked to increasing independence from individual months which are particularly in … much lower number of bed-nights in some months of the year. Insofar as this is linked to increasing independence from individual months which are particularly in …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 17.12.2025

    Climate Impacts: Field of Action Transport

    Traffic jam

    … Further information Adaptation: Field of Action Transport Associated content Links Climate preparedness ervices for transport and infrastructure KLIWAS BMVI …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate Impacts: Field of Action Energy Sector

    Wind power station in a crop field

    … Further information Adaptation: Field of Action Energy Sector Associated content Links Climate preparedness services for the energy industry Related publications …

  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate impacts: Field of action finance and insurance sector

    Macro photo of a European cent coin

    … Adaptation: Field of action finance and insurance sector Associated content Links Climate preparedness services for the financial sector Related publications …