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  • KomPass: Area of action climate impact from 11.01.2022 | Last changed: 08.01.2026

    Climate impacts: Field of action finance and insurance sector

    Macro photo of a European cent coin

    … natural hazards such as flooding or heavy rain, however, it is only 43 percent for building insurance and only 24 percent for household insurance. Yet the demand for … has risen significantly in recent years. In 2002, the share of residential buildings with such policies was only 19 percent. Surveys show, however, that risk … is considered to be largely manageable for insurance companies. Thanks to a well-functioning reinsurance market, the insurance industry can cope well with the …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    BAU-I-3: Cooling degree days

    The picture shows the glass frontage of a house reflecting the sun. Some of the windows are part-shaded by means of external roller shutters.

    … days Among others, roller blinds can be employed to reduce the heat influx into buildings. Source: MATTHIAS BUEHNER / stock.adobe.com 2023 Monitoring Report on the …

  • KomPass: Article from 28.11.2023 | Last changed: 12.12.2024

    LW-I-3: Hailstone damage in agriculture

    The picture shows a field of maize after a tempest. The maize plants are heavily damaged, with stalks snapped off. Between the plants, there are still areas of standing water.

    … from hailstorms, tempests, heavy rain, flooding, or frost. Source: brunok1 / stock.adobe.com 2023 Monitoring Report on the German Strategy for Adaptation to Climate … policy covers only damage from hailstones. Increases in claims expenditure are essentially caused by increases in the amounts insured. Claims ratio figures make it …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    IG-I-1: Heat-related decrease in efficiency

    The picture shows a woman wearing a blouse and a blazer, sitting in an office in front of a laptop. In her left hand she is holding an open water bottle while wiping sweat off her brow with her right hand. The woman’s eyes are closed and her facial expression suggests exhaustion.

    … can entail distinct losses in labour productivity. Source: Andrey Popov / stock.adobe.com 2023 Monitoring Report on the German Strategy for Adaptation to Climate … indoor air temperature in work spaces exceeds a threshold of 26 °C or 30 °C, it is essential, if not mandatory, to take appropriate measures. Companies can, for … employees from adverse impacts on their health caused by heat. For example, on building sites employers can give instruction for shading or ventilation units to be …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    HUE-2: Usage of warning and information services

    The picture shows a hand holding a smartphone. The smartphone screen is blue and shows the logo of DWD’s WarnWetter App. In the picture’s background, the black clouds of a thunderous sky are visible.

    … of warning and information services Warning and information services are important building blocks for personal preparedness. Source: keBu.Medien / stock.adobe.com 2023 Monitoring Report on the German Strategy for Adaptation to Climate … new relevant alerts on mobile phones via cell broadcasting or via the push-button function of apps. Information on warning and information services relating to …

  • KomPass: Article from 28.11.2023 | Last changed: 17.12.2024

    BD-I-3: Temperature index of butterfly species communities

    The picture shows a wall brown butterfly spreading its wings while sitting on a violet-coloured blossom.

    … often interact with each other. Especially those processes which are connected with land use have a major influence on population trends and the composition of species … between different organisms will change thus producing impacts on various ecosystem functions and services. Associated content Documents BD-I-3 Indikator-Factsheet … between different organisms will change thus producing impacts on various ecosystem functions and services. … BD-I-3: Temperature index of butterfly species communities …

  • KomPass: Article from 28.11.2023 | Last changed: 18.12.2024

    BS-R-4: Active emergency relief responders in civic protection

    The picture shows three emergency vehicles operated by the fire brigade and the THW emergency relief organisation: The vehicles are standing on a National Road, one of them is a fire-fighting group vehicle. A man wearing a high-visibility vest and a pair of THW livery trousers can be seen running along the middle gangway.

    … provide their assistance voluntarily for civic protection. Source: VRD / stock.adobe.com 2023 Monitoring Report on the German Strategy for Adaptation to Climate … the existing structures are to be taken forward in order to ensure their reliable functioning in the future. In order to ensure that the number of voluntary helpers … ‘ mit-dir-fuer-uns-alle.de’. Furthermore, social and technical developments also open up new avenues. For example, during the flood events in 2013, 2016 and during …

  • KomPass: Article from 28.11.2023 | Last changed: 12.12.2024

    FW-I-2: Incremental growth in timber

    The picture shows a stack of timber.

    … growth How quickly trees grow and how much timber volume per time unit develops, is essentially dependent on the nutrient and water supply at their location and also on … growth is also important insofar as it is a prerequisite for a forest’s ability to function as a carbon sink. The more timber accrues in a forest, the more carbon …

  • Cover from 02.10.2024

    Introduction - 2023 Monitoring Report

    The cover shows a magnifying lens pointing at artwork containing arrows in various colours. In the centre of the lens is the title of the current Report.

    … political challenge for the 21st century worldwide. Meeting this challenge is an essential prerequisite for achieving the objectives set by the 2030 UN Agenda with … be required before it is possible to interpret any relevant developments. The unavoidable limitations in terms of the availability of data also mean that the number … example, nature-oriented measures such as forest transformation or the greening of buildings have multiple positive effects for which they have been planned and …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    FiW-R-2: Awareness of physical climate risks among financial services

    The picture shows the arms and hands of two formally dressed individuals sitting at a desk. There is a laptop on the desk, and there are documents which show various charts and sticky notes. Both individuals are holding ballpoint pens which they use to point to the same line chart.

    … assess the risks associated with their business activities. Source: PaeGAG / stock.adobe.com 2023 Monitoring Report on the German Strategy for Adaptation to Climate … towards a CO 2 -neutral and climate-resilient economy. Likewise, they play an essential part in implementing the European ‘Green Deal’. They are tasked with … towards a CO 2 -neutral and climate-resilient economy. Likewise, they play an essential part in implementing the European ‘Green Deal’. They are tasked with …

  • KomPass: Article from 28.11.2023 | Last changed: 18.11.2025

    Effects chain – Example presentation from the ‘trade and industry’ action

    … on 28.11.2023 Climate changes relevant to the action field   State: Hot days, soil humidity State: Hot days, soil humidity Source: Sergei Malkov / stock.adobe.com Germany is experiencing an … Report on the German Strategy for Adaptation to Climate Change …   State: Hot days, soil humidity … Germany is experiencing an increase in the frequency of hot and dry …

  • KomPass: Article from 28.11.2023 | Last changed: 11.12.2024

    WW-I-1: Terrestrially stored water

    The picture shows a section of a satellite photograph of the Earth. In the upper margin of the photograph is a radiant sun. On the Earth, clouds and a deep-blue ocean are visible.

    … influence the entire water balance, in other words, they affect evaporation, soil water, the formation of seepage water, the replenishment of groundwater, … water storage. The latter encompasses water in various compartments: Groundwater, soil water, water in lakes, rivers and dams (such as reservoirs) and any water bound … Among other findings, the mission revealed that between 2002 and 2016, the Greenland ice masses diminished annually by roughly 270 billion tonnes 57 . Upon the …