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Insurance for damage from natural hazards to buildings is precautionary provision for climate risks.

The picture shows a village consisting of single- and multi-family houses in a valley. The river flowing through the village has burst its banks and its brown water has inundated the low-lying parts of the village. The usual river course can be recognised by means of tree lines. In addition, you can see a destroyed bridge which used to cross the river.
Source: Christian / stock.adobe.com

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